01
Business Growth
Bank Rate is 4%: what changes on your business overdraft?
Work out which facilities reprice after the November Bank Rate decision, estimate the effect on drawn borrowing and identify the next cash-flow pressure point.
Practical. Independent. UK focused.
Useful advice for people who run businesses.
Straightforward guidance on starting, managing, growing and selling a business, written from real commercial experience.
Read the latest insightsSelected reading
Featured business insights
02
Business Growth
Repair and Resale: Test the Margin Before Launching a New Service
Considering repairs or refurbished stock? Define the offer, measure labour and rework costs, and test demand before committing more capacity.
03
Business Growth
Could a Smaller Business Give You a Better Return?
A BBC business story raises a useful question: does growth improve the owner’s return? Review margins, working hours and the costs of changing direction.
Latest analysis
Short answers to real business questions
General Advice
The Hidden Data Protection Risks of AI Transcription: Why UK Academics Need to Know Where Their Research Data Goes
Business Growth
UK Construction Sector Faces Sharpest Downturn in Six Years – What It Means for Industry Stakeholders
Business Growth
How to Get Fake Negative Google Reviews Removed
Business Growth
Virtual Offices in London: Affordable and Professional Solutions for SME Limited Companies and Sole Traders
General Advice
Automatic Speech Recognition for UK Meetings with Regional Accents: A Benchmark Review
Solicitors and the Law
SRA Code of Conduct for Firms: how the rules apply to preparing for the sale or merger of a solicitors firm
General Advice
WhisperX – New Dawn for AI Transcription?
Practical resources
Guides worth bookmarking
Carefully selected explainers, checklists and reference material for owners and managers of UK small and medium-sized businesses.
Browse resources →Our editorial standard
Experience, evidence and plain English.
Wise Business Advice is published by Jonathan Fagan, a solicitor, recruiter, business broker and company director with more than twenty years’ commercial experience. Material is informational and should not replace professional advice.